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UAE golden visa routes: eligibility, thresholds and documents

The golden visa is a set of separate routes, each with its own written criteria. This guide lists the main ones, the thresholds the authorities publish and the documents each route needs.

Written by the Emirdesk team. Updated 23 September 2026. 11 min read.

The UAE golden visa is a long-term, renewable residence visa that needs no sponsor. In Dubai, the GDRFA issues it for 10 years to property investors and entrepreneurs; the federal portal lists some categories at 5 years, so check the issuing emirate. The main routes are property worth AED 2 million or more (mortgaged property is accepted), a deposit or company investment of AED 2 million, skilled professionals earning at least AED 30,000 a month with a degree, entrepreneurs nominated by an approved body, people with exceptional talent, and outstanding students. Each route is approved on documents, and the government fees are modest.

Key takeaways
  • Dubai (GDRFA) issues the golden visa for 10 years to property investors and entrepreneurs. The federal portal lists some categories at 5 years, so check the issuing emirate.
  • Property route: one or more properties worth AED 2 million or more; GDRFA accepts mortgaged property.
  • Skilled professionals: salary of at least AED 30,000 a month, a bachelor’s degree and MOHRE skill level 1 or 2.
  • Entrepreneurs need nomination by an approved body (in Dubai, the Dubai Future Foundation) and a project that meets written thresholds, such as AED 1 million annual income.
  • Golden visa holders are not bound by the rule that cancels ordinary residence after six months outside the UAE.

What the UAE golden visa is

The golden visa is a long-term UAE residence visa. The federal portal u.ae describes it as valid for 5 or 10 years depending on the category. In Dubai the GDRFA lists 10 years for investors and entrepreneurs. Three features set it apart from an ordinary residence visa: you do not need an employer or company as sponsor, you can sponsor your spouse and children, and you can stay outside the UAE for more than six months without losing the visa.

It is not citizenship and not a tax residency in itself. It gives the right to live, work and study in the UAE without a local sponsor; tax and banking are separate questions. For many founders it sits alongside the investor visa their own company already provides.

Property route: AED 2 million in real estate

Owning UAE real estate worth AED 2,000,000 or more, in one property or several, is the most widely used route. GDRFA Dubai states that mortgaged property is accepted; in that case the bank provides a letter confirming the amount paid. The federal portal lists the real-estate category at 5 years, while GDRFA Dubai lists 10, which is why the issuing emirate matters.

The documents are mainly the title deed, a valuation where the authority asks for one, and the bank letter for a financed purchase. The property must be in your name, or held jointly with the right paperwork. Because the file rests on an asset you already own, this route is usually the quickest to prove. Off-plan purchases are treated differently by each emirate, so confirm eligibility with the land department before relying on one.

Investment and deposit routes

Capital held in other forms also qualifies. GDRFA Dubai lists a deposit of at least AED 2 million in a UAE bank, kept for at least two years; a share of AED 2 million in a UAE company; or a company that pays at least AED 250,000 a year in taxes to the government. Each needs a letter from the bank or the company’s documents confirming the figure.

In every capital route the authority checks what your documents show. A dated bank letter on letterhead stating the amount carries the file. Where money is borrowed or pooled, expect questions about the source of funds.

Skilled professionals and exceptional talent

Skilled professionals qualify with a monthly salary of at least AED 30,000, a bachelor’s degree or higher, and a job classified at MOHRE skill level 1 or 2, with a valid employment contract.

The talent categories cover doctors, scientists, inventors, creative professionals in culture and the arts, executives, athletes, PhD holders and specialists in priority fields. These routes turn on recommendations, licences, awards or accredited degrees more than salary. Creative professionals apply for a recommendation through the Ministry of Culture.

Most merit files stall on the attestation chain: the degree is legalised in the country that issued it, then at the UAE mission there, then at the UAE Ministry of Foreign Affairs. That takes weeks, so start it first.

Entrepreneur golden visa

The entrepreneur route is not a fixed investment amount. In Dubai, the GDRFA requires nomination by the Dubai Future Foundation together with a project that meets written thresholds, for example a pioneering project with annual income of AED 1 million, a project approved by an incubator or the Ministry of Economy with income of AED 2 million, or a previous project sold for at least AED 7 million. Other emirates have their own endorsing bodies and criteria.

If you are building a business rather than buying property, this route pairs with a real operating company. Our company formation overview compares the structures.

Outstanding students and humanitarian routes

The federal portal lists 5 years for high-achieving secondary school graduates and 10 years for top university students, based on grades and recommendation letters from the school or university. Humanitarian pioneers and frontline workers qualify for 10 years on documented contribution or at least five years of service.

Criteria and durations differ between emirates, so the school, university or employer is usually the right first contact.

Golden visa costs and documents by route

Government fees are published service by service. GDRFA Dubai lists the residence permit at AED 1,100, plus small knowledge and innovation fees, with extra charges for applications made inside the country. With the medical test and Emirates ID, the government total usually comes to roughly AED 3,000–5,000 per person (our estimate, as the fees sit across several services). Merit routes add attestation and translation costs.

RouteThresholdMain documents
PropertyAED 2M+ (mortgaged accepted in Dubai)Title deed, valuation if asked, bank letter if mortgaged
Deposit / companyAED 2M deposit or share, or AED 250,000 a year in taxesBank letter, company documents
Skilled professionalSalary AED 30,000/month+, degree, MOHRE level 1–2Attested degree, employment contract, salary certificate
EntrepreneurNomination plus project thresholds (e.g. AED 1M annual income)Nomination letter, project and company documents
TalentCategory-specificRecommendation, licence, awards
Outstanding studentGrade bandsCertificates, school or university letter

Choosing the right golden visa route

If you already own qualifying property or capital, the AED 2 million routes need the fewest documents. If your case rests on your profession, the skilled professional and talent routes cost less but need more time for attestation. Entrepreneurs need a nomination file built around a real project. Start from what you already have.

Family members are added once your visa is granted, so plan their applications with yours and price the whole household. Our golden visa service prepares the file and handles the submission.

Frequently asked

How much do I need to invest for a UAE golden visa?
The capital routes centre on AED 2 million: real estate worth AED 2M or more (mortgaged property is accepted in Dubai), a bank deposit of AED 2M, or a share of AED 2M in a UAE company. A company paying at least AED 250,000 a year in taxes also qualifies. Merit routes have no investment figure.
Is the golden visa valid for 10 years or 5?
It depends on the category and the emirate. GDRFA Dubai issues 10-year visas to property investors and entrepreneurs. The federal portal lists real-estate investors and entrepreneurs at 5 years and other categories at 10. Check the rules of the emirate that will issue your visa.
What do entrepreneurs need for a golden visa in Dubai?
Nomination by the Dubai Future Foundation and a project that meets written thresholds, such as annual income of AED 1 million, an approved project with income of AED 2 million, or a previous project sold for at least AED 7 million.
What salary do I need for the skilled professional golden visa?
At least AED 30,000 a month, with a bachelor’s degree and a job at MOHRE skill level 1 or 2, supported by a valid employment contract.
Does the golden visa give me UAE citizenship?
No. It is a long-term residence visa, not a passport. It lets you live, work and study in the UAE without a sponsor and sponsor your family.
Will I lose the golden visa if I live abroad?
No. An ordinary residence visa can be cancelled after six months outside the UAE; golden visa holders are exempt from that rule.

This is general information on UAE rules. It is not legal, tax or immigration advice for your situation. Rules and government fees change; we confirm the position for your facts in writing before you act.

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